Most cloud platforms aren’t designed; they’re inherited. They evolve. They’re patched, extended, reworked over time. Ours wasn’t. We started from scratch. When you’re starting with a blank canvas, everything is a decision, and at the beginning, I didn't even realise how many decisions

Let’s be honest it isn’t just banks, it's most big companies.  A new system is brought in but the “legacy” system isn’t turned off and runs alongside the new system for ever - less usage but still there…   Leaving an ongoing legacy of complexity and